Residential Loans


Kop Capital will help you purchase or refinance all types of non-owner occupied residential real estate.  We will also on a case by case basis consider lending funds secured by a second deed of trust.  We also do portfolio loans secured by multiple residential properties.

Broad Strokes

  • Loan Amount:  $50,000 – $2,000,000
  • Loan Term:  Up to 3 years
  • Loan Purpose:  Commercial, business or investment purposes only
  • Collateral:  First lien on non-owner occupied residential real estate
  • Loan to Value Ratio:  Up to 70%
  • Payments:  Monthly payments of interest only
  • Origination Fee:  2-4 points
  • Interest Rate:  9.00% – 13.00%
  • Prepayment Penalty:  None
  • Lending Area:  Virginia, Maryland, DC, North Carolina and Pennsylvania