FAQ

What type of loans do you do?

We lend money on all types of real estate so long as the the loan is for commercial, business or investment purposes.  Which means we do not make personal or consumer loans.

Does my credit score matter in obtaining a loan?

Typically no.  The most important thing in approving your loan is the value of the property being put up as collateral or the after repair value of a rehab property.  Your credit score can influence how much we may be willing to lend or what interest rate you get but a poor credit score will not prevent you from obtaining a loan from us.

Are there any up front fees?

No.  We do not charge an application fee or any other type of processing fee.  You may need to obtain an appraisal depending on the type of loan you are looking for.  If you have already obtained an appraisal we may be able to use that appraisal to make determination.

How long does it take to fund a loan?

We have on occasion closed loans in as fast as 72 hours after a borrower’s first contact with us.  If your situation requires such urgency we can move that quickly.  Typically though we can close on your loan within 7-10 days.

What kind of loan terms do you offer?

Take a look under the menu tab Loan Programs for a listing of our loan programs and loan terms.  To obtain terms specific to your situation please apply using this link http://kopcapital.com/apply-now/

How do I apply for a loan?

You can apply for a loan by clicking the following link http://kopcapital.com/apply-now/ or you can contact us at (844) 756-7227.